Call reports 2014
STATE BANK OF MISSOURI — 2014
What STATE BANK OF MISSOURI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,345,000 | 82,267,000 | 79,848,000 | 80,030,000 |
| Total loans | 40,701,000 | 41,065,000 | 41,009,000 | 43,317,000 |
| Allowance for loan losses | 1,040,000 | 1,023,000 | 1,030,000 | 1,026,000 |
| Securities available for sale | 29,680,000 | 30,340,000 | 29,858,000 | 29,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,190,000 | 74,043,000 | 71,399,000 | 72,122,000 |
| Interest-bearing deposits | 60,463,000 | 62,397,000 | 59,391,000 | 58,700,000 |
| Noninterest-bearing deposits | 13,727,000 | 11,646,000 | 12,008,000 | 13,423,000 |
| Equity capital | 6,993,000 | 6,977,000 | 7,162,000 | 6,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,340,000 | 2,015,000 | 2,686,000 |
| Interest expense | 44,000 | 86,000 | 129,000 | 170,000 |
| Net interest income | 630,000 | 1,254,000 | 1,886,000 | 2,516,000 |
| Noninterest income | 100,000 | 201,000 | 303,000 | 415,000 |
| Noninterest expense | 524,000 | 1,048,000 | 1,575,000 | 2,193,000 |
| Provision for loan losses | 4,000 | 4,000 | 10,000 | 10,000 |
| Pretax income | 202,000 | 403,000 | 606,000 | 730,000 |
| Income tax | -13,000 | -7,000 | -2,000 | 0 |
| Net income | 215,000 | 410,000 | 608,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,075,000 | 6,901,000 | 7,099,000 | 6,724,000 |
| Total capital | 7,562,000 | 7,392,000 | 7,581,000 | 7,321,000 |
| Risk-weighted assets | 38,381,000 | 38,772,000 | 38,023,000 | 47,295,000 |