Call reports 2013
STATE BANK OF MISSOURI — 2013
What STATE BANK OF MISSOURI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,807,000 | 81,649,000 | 81,464,000 | 82,029,000 |
| Total loans | 38,918,000 | 40,223,000 | 40,621,000 | 42,292,000 |
| Allowance for loan losses | 929,000 | 951,000 | 959,000 | 959,000 |
| Securities available for sale | 30,939,000 | 31,237,000 | 30,070,000 | 29,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,501,000 | 73,816,000 | 73,018,000 | 73,945,000 |
| Interest-bearing deposits | 64,947,000 | 62,998,000 | 61,463,000 | 60,050,000 |
| Noninterest-bearing deposits | 10,554,000 | 10,819,000 | 11,556,000 | 13,895,000 |
| Equity capital | 7,175,000 | 6,541,000 | 6,943,000 | 6,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,352,000 | 2,014,000 | 2,688,000 |
| Interest expense | 60,000 | 114,000 | 163,000 | 209,000 |
| Net interest income | 616,000 | 1,238,000 | 1,851,000 | 2,479,000 |
| Noninterest income | 75,000 | 199,000 | 301,000 | 357,000 |
| Noninterest expense | 538,000 | 1,020,000 | 1,530,000 | 2,087,000 |
| Provision for loan losses | 30,000 | 55,000 | 65,000 | 65,000 |
| Pretax income | 125,000 | 364,000 | 559,000 | 685,000 |
| Income tax | -11,000 | -9,000 | -5,000 | -4,000 |
| Net income | 136,000 | 373,000 | 564,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,965,000 | 6,911,000 | 7,102,000 | 7,169,000 |
| Total capital | 7,442,000 | 7,391,000 | 7,588,000 | 7,680,000 |
| Risk-weighted assets | 37,685,000 | 37,964,000 | 38,384,000 | 40,451,000 |