Call reports 2012
STATE BANK OF MISSOURI — 2012
What STATE BANK OF MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,818,000 | 85,504,000 | 82,679,000 | 86,215,000 |
| Total loans | 39,309,000 | 39,606,000 | 39,685,000 | 40,073,000 |
| Allowance for loan losses | 862,000 | 871,000 | 884,000 | 898,000 |
| Securities available for sale | 21,667,000 | 25,572,000 | 28,196,000 | 28,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,707,000 | 77,262,000 | 74,158,000 | 78,019,000 |
| Interest-bearing deposits | 62,640,000 | 67,496,000 | 64,295,000 | 66,099,000 |
| Noninterest-bearing deposits | 9,067,000 | 9,767,000 | 9,862,000 | 11,920,000 |
| Equity capital | 6,942,000 | 7,025,000 | 7,250,000 | 7,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,397,000 | 2,112,000 | 2,828,000 |
| Interest expense | 108,000 | 204,000 | 287,000 | 360,000 |
| Net interest income | 593,000 | 1,193,000 | 1,825,000 | 2,468,000 |
| Noninterest income | 123,000 | 266,000 | 402,000 | 522,000 |
| Noninterest expense | 504,000 | 1,052,000 | 1,556,000 | 2,110,000 |
| Provision for loan losses | 33,000 | 58,000 | 74,000 | 91,000 |
| Pretax income | 179,000 | 349,000 | 597,000 | 789,000 |
| Income tax | -3,000 | 2,000 | 9,000 | 14,000 |
| Net income | 182,000 | 347,000 | 588,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,672,000 | 6,727,000 | 6,932,000 | 6,828,000 |
| Total capital | 7,149,000 | 7,214,000 | 7,414,000 | 7,321,000 |
| Risk-weighted assets | 37,788,000 | 38,617,000 | 38,174,000 | 39,068,000 |