Call reports 2011
STATE BANK OF MISSOURI — 2011
What STATE BANK OF MISSOURI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,645,000 | 70,560,000 | 71,578,000 | 83,137,000 |
| Total loans | 42,440,000 | 42,582,000 | 41,384,000 | 40,667,000 |
| Allowance for loan losses | 1,055,000 | 1,078,000 | 891,000 | 828,000 |
| Securities available for sale | 20,560,000 | 21,536,000 | 20,890,000 | 20,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,971,000 | 63,562,000 | 63,400,000 | 75,154,000 |
| Interest-bearing deposits | 55,605,000 | 55,735,000 | 55,164,000 | 66,218,000 |
| Noninterest-bearing deposits | 8,366,000 | 7,827,000 | 8,236,000 | 8,936,000 |
| Equity capital | 6,386,000 | 6,685,000 | 6,871,000 | 6,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,514,000 | 2,251,000 | 2,980,000 |
| Interest expense | 140,000 | 268,000 | 386,000 | 503,000 |
| Net interest income | 639,000 | 1,246,000 | 1,865,000 | 2,477,000 |
| Noninterest income | 148,000 | 331,000 | 499,000 | 629,000 |
| Noninterest expense | 491,000 | 1,037,000 | 1,591,000 | 2,170,000 |
| Provision for loan losses | 35,000 | 67,000 | 103,000 | 137,000 |
| Pretax income | 261,000 | 473,000 | 670,000 | 799,000 |
| Income tax | -29,000 | -13,000 | -5,000 | 0 |
| Net income | 290,000 | 486,000 | 675,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,182,000 | 6,378,000 | 6,496,000 | 6,490,000 |
| Total capital | 6,667,000 | 6,865,000 | 6,977,000 | 6,990,000 |
| Risk-weighted assets | 38,199,000 | 38,341,000 | 38,042,000 | 39,700,000 |