Call reports 2010
STATE BANK OF MISSOURI — 2010
What STATE BANK OF MISSOURI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,172,000 | 71,914,000 | 71,612,000 | 71,610,000 |
| Total loans | 45,144,000 | 45,756,000 | 46,166,000 | 45,201,000 |
| Allowance for loan losses | 1,265,000 | 1,194,000 | 1,234,000 | 1,231,000 |
| Securities available for sale | 17,166,000 | 18,076,000 | 18,688,000 | 18,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,322,000 | 64,810,000 | 64,543,000 | 64,905,000 |
| Interest-bearing deposits | 55,337,000 | 57,026,000 | 57,321,000 | 56,292,000 |
| Noninterest-bearing deposits | 6,985,000 | 7,784,000 | 7,222,000 | 8,613,000 |
| Equity capital | 6,522,000 | 6,765,000 | 6,703,000 | 6,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,704,000 | 2,552,000 | 3,371,000 |
| Interest expense | 219,000 | 428,000 | 619,000 | 781,000 |
| Net interest income | 628,000 | 1,276,000 | 1,933,000 | 2,590,000 |
| Noninterest income | 157,000 | 285,000 | 444,000 | 612,000 |
| Noninterest expense | 502,000 | 1,010,000 | 1,541,000 | 2,080,000 |
| Provision for loan losses | 220,000 | 240,000 | 246,000 | 251,000 |
| Pretax income | 63,000 | 311,000 | 590,000 | 871,000 |
| Income tax | -5,000 | 4,000 | 16,000 | 29,000 |
| Net income | 68,000 | 307,000 | 574,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,158,000 | 6,397,000 | 6,276,000 | 6,251,000 |
| Total capital | 6,647,000 | 6,894,000 | 6,776,000 | 6,752,000 |
| Risk-weighted assets | 38,343,000 | 39,050,000 | 39,297,000 | 39,369,000 |