Call reports 2008
STATE BANK OF MISSOURI — 2008
What STATE BANK OF MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 68,860,000 | 70,426,000 | 68,947,000 | 73,806,000 |
| Total loans | 44,913,000 | 45,876,000 | 46,913,000 | 47,329,000 |
| Allowance for loan losses | 761,000 | 780,000 | 777,000 | 684,000 |
| Securities available for sale | 16,133,000 | 17,759,000 | 17,557,000 | 20,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,827,000 | 63,715,000 | 62,048,000 | 66,515,000 |
| Interest-bearing deposits | 54,333,000 | 56,136,000 | 53,923,000 | 57,402,000 |
| Noninterest-bearing deposits | 7,494,000 | 7,579,000 | 8,125,000 | 9,113,000 |
| Equity capital | 6,118,000 | 5,885,000 | 6,097,000 | 6,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,148,000 | 3,154,000 | 4,147,000 |
| Interest expense | 466,000 | 892,000 | 1,292,000 | 1,651,000 |
| Net interest income | 618,000 | 1,256,000 | 1,862,000 | 2,496,000 |
| Noninterest income | 178,000 | 357,000 | 546,000 | 717,000 |
| Noninterest expense | 469,000 | 912,000 | 1,393,000 | 1,915,000 |
| Provision for loan losses | 43,000 | 57,000 | 83,000 | 156,000 |
| Pretax income | 284,000 | 644,000 | 932,000 | 1,142,000 |
| Income tax | 11,000 | 26,000 | 45,000 | 54,000 |
| Net income | 273,000 | 618,000 | 887,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,685,000 | 5,806,000 | 5,985,000 | 6,046,000 |
| Total capital | 6,189,000 | 6,312,000 | 6,495,000 | 6,567,000 |
| Risk-weighted assets | 40,026,000 | 40,292,000 | 40,542,000 | 41,494,000 |