Call reports 2007
STATE BANK OF MISSOURI — 2007
What STATE BANK OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,034,000 | 62,410,000 | 65,239,000 | 66,728,000 |
| Total loans | 39,176,000 | 41,004,000 | 41,491,000 | 44,437,000 |
| Allowance for loan losses | 637,000 | 653,000 | 671,000 | 726,000 |
| Securities available for sale | 14,932,000 | 15,724,000 | 16,677,000 | 16,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,109,000 | 55,357,000 | 58,135,000 | 59,835,000 |
| Interest-bearing deposits | 48,765,000 | 48,131,000 | 50,171,000 | 51,831,000 |
| Noninterest-bearing deposits | 7,344,000 | 7,226,000 | 7,964,000 | 8,004,000 |
| Equity capital | 5,800,000 | 5,907,000 | 5,965,000 | 5,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,141,000 | 3,232,000 | 4,356,000 |
| Interest expense | 421,000 | 857,000 | 1,312,000 | 1,761,000 |
| Net interest income | 638,000 | 1,284,000 | 1,920,000 | 2,595,000 |
| Noninterest income | 171,000 | 338,000 | 497,000 | 653,000 |
| Noninterest expense | 458,000 | 887,000 | 1,351,000 | 1,853,000 |
| Provision for loan losses | 30,000 | 56,000 | 78,000 | 124,000 |
| Pretax income | 321,000 | 679,000 | 988,000 | 1,271,000 |
| Income tax | 6,000 | -24,000 | -19,000 | -16,000 |
| Net income | 315,000 | 703,000 | 1,007,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,844,000 | 6,094,000 | 5,955,000 | 5,680,000 |
| Total capital | 6,307,000 | 6,573,000 | 6,434,000 | 6,180,000 |
| Risk-weighted assets | 36,978,000 | 38,116,000 | 38,137,000 | 39,859,000 |