Call reports 2002
STATE BANK OF MISSOURI — 2002
What STATE BANK OF MISSOURI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,055,000 | 46,869,000 | 47,590,000 | 49,095,000 |
| Total loans | 30,594,000 | 31,608,000 | 32,356,000 | 34,655,000 |
| Allowance for loan losses | 312,000 | 332,000 | 344,000 | 367,000 |
| Securities available for sale | 8,371,000 | 8,568,000 | 10,020,000 | 9,279,000 |
| Securities held to maturity | 299,000 | 300,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,022,000 | 42,497,000 | 42,936,000 | 44,326,000 |
| Interest-bearing deposits | 35,416,000 | 37,053,000 | 37,079,000 | 36,676,000 |
| Noninterest-bearing deposits | 4,606,000 | 5,444,000 | 5,857,000 | 7,650,000 |
| Equity capital | 3,539,000 | 3,754,000 | 4,013,000 | 4,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,384,000 | 2,114,000 | 2,838,000 |
| Interest expense | 272,000 | 526,000 | 777,000 | 1,004,000 |
| Net interest income | 415,000 | 858,000 | 1,337,000 | 1,834,000 |
| Noninterest income | 135,000 | 245,000 | 362,000 | 492,000 |
| Noninterest expense | 306,000 | 688,000 | 1,012,000 | 1,401,000 |
| Provision for loan losses | 49,000 | 72,000 | 96,000 | 134,000 |
| Pretax income | 195,000 | 343,000 | 591,000 | 791,000 |
| Income tax | 72,000 | 75,000 | 90,000 | 101,000 |
| Net income | 123,000 | 268,000 | 501,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,452,000 | 3,597,000 | 3,830,000 | 4,020,000 |
| Total capital | 3,764,000 | 3,929,000 | 4,174,000 | 4,387,000 |
| Risk-weighted assets | 28,580,000 | 29,725,000 | 35,779,000 | 31,243,000 |