Call reports 2001
STATE BANK OF MISSOURI — 2001
What STATE BANK OF MISSOURI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,332,000 | 39,602,000 | 40,569,000 | 42,476,000 |
| Total loans | 27,536,000 | 27,813,000 | 27,802,000 | 30,142,000 |
| Allowance for loan losses | 267,000 | 281,000 | 293,000 | 268,000 |
| Securities available for sale | 5,034,000 | 6,945,000 | 9,030,000 | 8,630,000 |
| Securities held to maturity | 599,000 | 598,000 | 298,000 | 299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,613,000 | 35,761,000 | 36,661,000 | 38,055,000 |
| Interest-bearing deposits | 30,894,000 | 31,594,000 | 32,633,000 | 33,335,000 |
| Noninterest-bearing deposits | 3,719,000 | 4,167,000 | 4,028,000 | 4,720,000 |
| Equity capital | 3,113,000 | 3,217,000 | 3,355,000 | 3,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,503,000 | 2,234,000 | 2,947,000 |
| Interest expense | 376,000 | 745,000 | 1,102,000 | 1,407,000 |
| Net interest income | 373,000 | 758,000 | 1,132,000 | 1,540,000 |
| Noninterest income | 112,000 | 220,000 | 316,000 | 416,000 |
| Noninterest expense | 298,000 | 619,000 | 937,000 | 1,267,000 |
| Provision for loan losses | 16,000 | 34,000 | 51,000 | 90,000 |
| Pretax income | 171,000 | 325,000 | 460,000 | 599,000 |
| Income tax | 59,000 | 106,000 | 151,000 | 201,000 |
| Net income | 112,000 | 219,000 | 309,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,065,000 | 3,165,000 | 3,248,000 | 3,329,000 |
| Total capital | 3,332,000 | 3,446,000 | 3,541,000 | 3,597,000 |
| Risk-weighted assets | 26,192,000 | 26,616,000 | 26,570,000 | 28,120,000 |