Call reports 2013
PATASKALA BANKING COMPANY, THE — 2013
What PATASKALA BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,460,000 | 32,044,000 | 30,704,000 | 30,635,000 |
| Total loans | 16,289,000 | 16,744,000 | 17,804,000 | 16,796,000 |
| Allowance for loan losses | 85,000 | 61,000 | 60,000 | 54,000 |
| Securities available for sale | 5,831,000 | 5,524,000 | 4,911,000 | 4,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,512,000 | 29,353,000 | 28,033,000 | 27,996,000 |
| Interest-bearing deposits | 25,325,000 | 23,827,000 | 23,157,000 | 22,891,000 |
| Noninterest-bearing deposits | 5,187,000 | 5,526,000 | 4,876,000 | 5,105,000 |
| Equity capital | 2,873,000 | 2,687,000 | 2,668,000 | 2,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 529,000 | 841,000 | 1,124,000 |
| Interest expense | 13,000 | 24,000 | 34,000 | 45,000 |
| Net interest income | 256,000 | 505,000 | 807,000 | 1,079,000 |
| Noninterest income | 147,000 | 238,000 | 322,000 | 563,000 |
| Noninterest expense | 377,000 | 745,000 | 1,140,000 | 1,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | -2,000 | -11,000 | 4,000 |
| Income tax | 3,000 | 9,000 | 17,000 | 5,000 |
| Net income | 23,000 | -11,000 | -28,000 | -1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,871,000 | 2,837,000 | 2,819,000 | 2,847,000 |
| Total capital | 2,956,000 | 2,898,000 | 2,879,000 | 2,901,000 |
| Risk-weighted assets | 15,406,000 | 16,382,000 | 17,147,000 | 16,247,000 |