Call reports 2010
PATASKALA BANKING COMPANY, THE — 2010
What PATASKALA BANKING COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,103,000 | 32,996,000 | 33,486,000 | 33,664,000 |
| Total loans | 18,453,000 | 18,669,000 | 18,411,000 | 17,914,000 |
| Allowance for loan losses | 83,000 | 91,000 | 107,000 | 103,000 |
| Securities available for sale | 5,492,000 | 4,030,000 | 5,032,000 | 4,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,176,000 | 30,030,000 | 30,586,000 | 30,976,000 |
| Interest-bearing deposits | 23,086,000 | 23,797,000 | 24,036,000 | 23,129,000 |
| Noninterest-bearing deposits | 6,090,000 | 6,233,000 | 6,550,000 | 7,847,000 |
| Equity capital | 2,762,000 | 2,790,000 | 2,724,000 | 2,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 695,000 | 1,036,000 | 1,356,000 |
| Interest expense | 67,000 | 129,000 | 183,000 | 232,000 |
| Net interest income | 270,000 | 566,000 | 853,000 | 1,124,000 |
| Noninterest income | 94,000 | 201,000 | 271,000 | 362,000 |
| Noninterest expense | 431,000 | 826,000 | 1,232,000 | 1,637,000 |
| Provision for loan losses | 0 | 8,000 | 50,000 | 50,000 |
| Pretax income | -67,000 | -67,000 | -158,000 | -201,000 |
| Income tax | -23,000 | -26,000 | -49,000 | -68,000 |
| Net income | -44,000 | -41,000 | -109,000 | -133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,767,000 | 2,770,000 | 2,703,000 | 2,678,000 |
| Total capital | 2,850,000 | 2,861,000 | 2,810,000 | 2,781,000 |
| Risk-weighted assets | 16,251,000 | 16,151,000 | 16,544,000 | 16,857,000 |