Call reports 2009
PATASKALA BANKING COMPANY, THE — 2009
What PATASKALA BANKING COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,915,000 | 31,031,000 | 31,050,000 | 32,509,000 |
| Total loans | 18,310,000 | 18,306,000 | 18,735,000 | 18,322,000 |
| Allowance for loan losses | 91,000 | 88,000 | 83,000 | 84,000 |
| Securities available for sale | 3,478,000 | 3,945,000 | 3,991,000 | 5,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,757,000 | 27,916,000 | 28,030,000 | 29,560,000 |
| Interest-bearing deposits | 22,961,000 | 22,436,000 | 22,525,000 | 23,219,000 |
| Noninterest-bearing deposits | 5,796,000 | 5,480,000 | 5,505,000 | 6,341,000 |
| Equity capital | 3,038,000 | 2,989,000 | 2,842,000 | 2,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 708,000 | 1,029,000 | 1,399,000 |
| Interest expense | 97,000 | 189,000 | 272,000 | 355,000 |
| Net interest income | 231,000 | 519,000 | 757,000 | 1,044,000 |
| Noninterest income | 107,000 | 220,000 | 336,000 | 451,000 |
| Noninterest expense | 407,000 | 843,000 | 1,299,000 | 1,740,000 |
| Provision for loan losses | 11,000 | 11,000 | 161,000 | 171,000 |
| Pretax income | -80,000 | -115,000 | -367,000 | -416,000 |
| Income tax | -26,000 | -34,000 | -109,000 | -122,000 |
| Net income | -54,000 | -81,000 | -258,000 | -294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,052,000 | 3,025,000 | 2,848,000 | 2,812,000 |
| Total capital | 3,143,000 | 3,113,000 | 2,931,000 | 2,896,000 |
| Risk-weighted assets | 16,219,000 | 17,288,000 | 17,054,000 | 16,064,000 |