Call reports 2008
PATASKALA BANKING COMPANY, THE — 2008
What PATASKALA BANKING COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 27,498,000 | 27,883,000 | 28,585,000 | 30,298,000 |
| Total loans | 17,508,000 | 18,067,000 | 17,941,000 | 18,196,000 |
| Allowance for loan losses | 86,000 | 86,000 | 87,000 | 85,000 |
| Securities available for sale | 3,525,000 | 3,481,000 | 4,006,000 | 3,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,134,000 | 24,627,000 | 25,291,000 | 27,013,000 |
| Interest-bearing deposits | 19,679,000 | 19,447,000 | 20,173,000 | 21,653,000 |
| Noninterest-bearing deposits | 4,455,000 | 5,180,000 | 5,118,000 | 5,360,000 |
| Equity capital | 3,201,000 | 3,108,000 | 3,146,000 | 3,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 678,000 | 1,029,000 | 1,389,000 |
| Interest expense | 103,000 | 196,000 | 287,000 | 383,000 |
| Net interest income | 239,000 | 482,000 | 742,000 | 1,006,000 |
| Noninterest income | 125,000 | 254,000 | 387,000 | 511,000 |
| Noninterest expense | 411,000 | 830,000 | 1,229,000 | 1,643,000 |
| Provision for loan losses | 4,000 | 9,000 | 18,000 | 18,000 |
| Pretax income | -51,000 | -103,000 | -118,000 | -144,000 |
| Income tax | 0 | 0 | -37,000 | -38,000 |
| Net income | -51,000 | -103,000 | -81,000 | -106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,185,000 | 3,121,000 | 3,143,000 | 3,105,000 |
| Total capital | 3,271,000 | 3,207,000 | 3,230,000 | 3,190,000 |
| Risk-weighted assets | 14,200,000 | 14,668,000 | 14,898,000 | 15,441,000 |