Call reports 2007
PATASKALA BANKING COMPANY, THE — 2007
What PATASKALA BANKING COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 33,273,000 | 30,258,000 | 27,877,000 | 28,657,000 |
| Total loans | 16,634,000 | 17,563,000 | 17,670,000 | 17,525,000 |
| Allowance for loan losses | 85,000 | 84,000 | 88,000 | 85,000 |
| Securities available for sale | 9,957,000 | 5,464,000 | 4,495,000 | 3,001,000 |
| Securities held to maturity | 615,000 | 615,000 | 115,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,842,000 | 26,836,000 | 24,435,000 | 25,271,000 |
| Interest-bearing deposits | 25,090,000 | 21,409,000 | 19,453,000 | 20,306,000 |
| Noninterest-bearing deposits | 4,752,000 | 5,427,000 | 4,982,000 | 4,965,000 |
| Equity capital | 3,289,000 | 3,278,000 | 3,281,000 | 3,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 856,000 | 1,240,000 | 1,618,000 |
| Interest expense | 134,000 | 241,000 | 338,000 | 449,000 |
| Net interest income | 313,000 | 615,000 | 902,000 | 1,169,000 |
| Noninterest income | 125,000 | 252,000 | 375,000 | 498,000 |
| Noninterest expense | 414,000 | 824,000 | 1,245,000 | 1,681,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 24,000 | 20,000 | 4,000 | -42,000 |
| Income tax | 1,000 | 1,000 | 3,000 | -7,000 |
| Net income | 23,000 | 19,000 | 1,000 | -35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,317,000 | 3,301,000 | 3,284,000 | 3,235,000 |
| Total capital | 3,402,000 | 3,385,000 | 3,372,000 | 3,320,000 |
| Risk-weighted assets | 15,167,000 | 15,203,000 | 14,552,000 | 14,689,000 |