Call reports 2002
PATASKALA BANKING COMPANY, THE — 2002
What PATASKALA BANKING COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,039,000 | 32,916,000 | 34,227,000 | 33,411,000 |
| Total loans | 18,499,000 | 18,069,000 | 18,175,000 | 18,945,000 |
| Allowance for loan losses | 109,000 | 108,000 | 106,000 | 122,000 |
| Securities available for sale | 8,488,000 | 8,183,000 | 7,687,000 | 8,175,000 |
| Securities held to maturity | 954,000 | 955,000 | 555,000 | 555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,764,000 | 27,875,000 | 28,411,000 | 27,884,000 |
| Interest-bearing deposits | 23,151,000 | 22,175,000 | 22,208,000 | 21,166,000 |
| Noninterest-bearing deposits | 5,613,000 | 5,700,000 | 6,203,000 | 6,718,000 |
| Equity capital | 2,684,000 | 2,855,000 | 2,916,000 | 2,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 995,000 | 1,415,000 | 1,914,000 |
| Interest expense | 156,000 | 297,000 | 428,000 | 546,000 |
| Net interest income | 339,000 | 698,000 | 987,000 | 1,368,000 |
| Noninterest income | 70,000 | 141,000 | 268,000 | 374,000 |
| Noninterest expense | 309,000 | 653,000 | 988,000 | 1,418,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 100,000 | 186,000 | 267,000 | 304,000 |
| Income tax | 27,000 | 56,000 | 78,000 | 89,000 |
| Net income | 73,000 | 130,000 | 189,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,692,000 | 2,734,000 | 2,793,000 | 2,795,000 |
| Total capital | 2,801,000 | 2,842,000 | 2,899,000 | 2,917,000 |
| Risk-weighted assets | 14,725,000 | 14,574,000 | 14,825,000 | 14,714,000 |