Call reports 2018
UNITI BANK — 2018
What UNITI BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 315,930,000 | 324,983,000 | 343,116,000 | 345,746,000 |
| Total loans | 245,342,000 | 249,072,000 | 263,309,000 | 274,722,000 |
| Allowance for loan losses | 3,611,000 | 3,290,000 | 3,344,000 | 3,393,000 |
| Securities available for sale | 6,510,000 | 5,450,000 | 5,385,000 | 5,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,864,000 | 281,953,000 | 298,722,000 | 299,920,000 |
| Interest-bearing deposits | 143,816,000 | 143,289,000 | 153,953,000 | 154,583,000 |
| Noninterest-bearing deposits | 124,048,000 | 138,664,000 | 144,768,000 | 145,337,000 |
| Equity capital | 40,127,000 | 41,468,000 | 42,450,000 | 43,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,607,000 | 7,481,000 | 11,567,000 | 16,036,000 |
| Interest expense | 399,000 | 869,000 | 1,418,000 | 2,099,000 |
| Net interest income | 3,208,000 | 6,612,000 | 10,149,000 | 13,937,000 |
| Noninterest income | 922,000 | 1,709,000 | 2,482,000 | 3,186,000 |
| Noninterest expense | 2,886,000 | 5,706,000 | 8,657,000 | 11,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,244,000 | 2,615,000 | 3,974,000 | 5,698,000 |
| Income tax | 368,000 | 799,000 | 1,192,000 | 1,725,000 |
| Net income | 876,000 | 1,816,000 | 2,782,000 | 3,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,416,000 | 40,678,000 | 41,672,000 | 43,360,000 |
| Total capital | 42,510,000 | 43,876,000 | 44,979,000 | 46,698,000 |
| Risk-weighted assets | 246,751,000 | 255,623,000 | 264,379,000 | 266,862,000 |