Call reports 2017
UNITI BANK — 2017
What UNITI BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 282,939,000 | 316,895,000 | 311,348,000 | 319,192,000 |
| Total loans | 209,635,000 | 236,729,000 | 241,969,000 | 249,961,000 |
| Allowance for loan losses | 3,747,000 | 3,815,000 | 3,538,000 | 3,584,000 |
| Securities available for sale | 6,858,000 | 6,786,000 | 6,728,000 | 6,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,421,000 | 278,198,000 | 271,359,000 | 278,243,000 |
| Interest-bearing deposits | 134,371,000 | 133,814,000 | 123,920,000 | 139,766,000 |
| Noninterest-bearing deposits | 111,050,000 | 144,384,000 | 147,439,000 | 138,477,000 |
| Equity capital | 36,629,000 | 37,364,000 | 38,250,000 | 39,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,681,000 | 5,764,000 | 9,238,000 | 12,723,000 |
| Interest expense | 252,000 | 548,000 | 837,000 | 1,165,000 |
| Net interest income | 2,429,000 | 5,216,000 | 8,401,000 | 11,558,000 |
| Noninterest income | 957,000 | 1,976,000 | 3,210,000 | 4,108,000 |
| Noninterest expense | 2,538,000 | 5,146,000 | 8,112,000 | 10,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 848,000 | 2,046,000 | 3,499,000 | 4,916,000 |
| Income tax | 349,000 | 842,000 | 1,440,000 | 1,868,000 |
| Net income | 499,000 | 1,204,000 | 2,059,000 | 3,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,373,000 | 36,383,000 | 37,563,000 | 38,511,000 |
| Total capital | 38,048,000 | 39,353,000 | 40,660,000 | 41,650,000 |
| Risk-weighted assets | 212,606,000 | 236,496,000 | 247,115,000 | 250,458,000 |