Call reports 2016
UNITI BANK — 2016
What UNITI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 235,713,000 | 244,476,000 | 235,788,000 | 263,113,000 |
| Total loans | 167,377,000 | 173,546,000 | 179,915,000 | 200,912,000 |
| Allowance for loan losses | 4,098,000 | 4,250,000 | 4,273,000 | 3,697,000 |
| Securities available for sale | 18,199,000 | 5,890,000 | 7,342,000 | 7,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,897,000 | 208,901,000 | 199,388,000 | 225,675,000 |
| Interest-bearing deposits | 108,011,000 | 116,910,000 | 108,936,000 | 114,877,000 |
| Noninterest-bearing deposits | 92,886,000 | 91,991,000 | 90,452,000 | 110,798,000 |
| Equity capital | 34,023,000 | 34,596,000 | 35,260,000 | 36,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,113,000 | 4,362,000 | 7,081,000 | 9,556,000 |
| Interest expense | 222,000 | 428,000 | 658,000 | 884,000 |
| Net interest income | 1,891,000 | 3,934,000 | 6,423,000 | 8,672,000 |
| Noninterest income | 1,027,000 | 2,087,000 | 2,905,000 | 4,016,000 |
| Noninterest expense | 2,194,000 | 4,409,000 | 6,646,000 | 9,108,000 |
| Provision for loan losses | 0 | 0 | 0 | -600,000 |
| Pretax income | 724,000 | 1,616,000 | 2,686,000 | 4,184,000 |
| Income tax | 299,000 | 665,000 | 1,105,000 | 1,774,000 |
| Net income | 425,000 | 951,000 | 1,581,000 | 2,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,349,000 | 31,898,000 | 33,083,000 | 34,724,000 |
| Total capital | 33,520,000 | 34,149,000 | 35,454,000 | 37,305,000 |
| Risk-weighted assets | 170,651,000 | 177,033,000 | 186,902,000 | 204,758,000 |