Call reports 2014
UNITI BANK — 2014
What UNITI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 171,943,000 | 168,816,000 | 186,398,000 | 189,906,000 |
| Total loans | 114,028,000 | 121,079,000 | 132,355,000 | 134,964,000 |
| Allowance for loan losses | 6,367,000 | 6,467,000 | 6,514,000 | 5,557,000 |
| Securities available for sale | 23,839,000 | 23,128,000 | 22,007,000 | 19,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,092,000 | 143,924,000 | 160,971,000 | 157,994,000 |
| Interest-bearing deposits | 92,851,000 | 92,949,000 | 105,175,000 | 97,441,000 |
| Noninterest-bearing deposits | 55,241,000 | 50,976,000 | 55,796,000 | 60,553,000 |
| Equity capital | 23,074,000 | 23,991,000 | 24,425,000 | 30,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,316,000 | 4,995,000 | 6,771,000 |
| Interest expense | 199,000 | 400,000 | 610,000 | 826,000 |
| Net interest income | 1,296,000 | 2,916,000 | 4,385,000 | 5,945,000 |
| Noninterest income | 708,000 | 1,435,000 | 2,263,000 | 2,808,000 |
| Noninterest expense | 1,668,000 | 3,457,000 | 5,273,000 | 7,259,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 336,000 | 894,000 | 1,375,000 | 2,494,000 |
| Income tax | 10,000 | 10,000 | 10,000 | -4,855,000 |
| Net income | 326,000 | 884,000 | 1,365,000 | 7,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,944,000 | 24,500,000 | 24,979,000 | 27,132,000 |
| Total capital | 25,336,000 | 25,960,000 | 26,574,000 | 28,806,000 |
| Risk-weighted assets | 106,319,000 | 112,038,000 | 122,615,000 | 129,967,000 |