Call reports 2013
UNITI BANK — 2013
What UNITI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 180,603,000 | 159,907,000 | 159,871,000 | 166,336,000 |
| Total loans | 96,205,000 | 98,783,000 | 100,624,000 | 109,744,000 |
| Allowance for loan losses | 5,524,000 | 5,387,000 | 5,518,000 | 6,297,000 |
| Securities available for sale | 39,967,000 | 24,047,000 | 24,813,000 | 23,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,096,000 | 137,271,000 | 136,759,000 | 143,124,000 |
| Interest-bearing deposits | 111,763,000 | 97,607,000 | 92,726,000 | 94,204,000 |
| Noninterest-bearing deposits | 45,333,000 | 39,664,000 | 44,033,000 | 48,920,000 |
| Equity capital | 22,611,000 | 21,928,000 | 21,864,000 | 22,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,692,000 | 4,230,000 | 5,895,000 |
| Interest expense | 285,000 | 529,000 | 748,000 | 953,000 |
| Net interest income | 1,039,000 | 2,163,000 | 3,482,000 | 4,942,000 |
| Noninterest income | 535,000 | 1,069,000 | 1,326,000 | 1,661,000 |
| Noninterest expense | 1,463,000 | 2,895,000 | 4,382,000 | 6,160,000 |
| Provision for loan losses | 0 | 0 | 0 | -700,000 |
| Pretax income | 112,000 | 344,000 | 433,000 | 1,150,000 |
| Income tax | 0 | 21,000 | 26,000 | 36,000 |
| Net income | 112,000 | 323,000 | 407,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,616,000 | 22,826,000 | 22,910,000 | 23,618,000 |
| Total capital | 23,880,000 | 24,053,000 | 24,150,000 | 24,898,000 |
| Risk-weighted assets | 96,785,000 | 93,924,000 | 94,857,000 | 97,300,000 |