Call reports 2012
UNITI BANK — 2012
What UNITI BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 186,528,000 | 185,486,000 | 186,713,000 | 188,168,000 |
| Total loans | 91,798,000 | 91,307,000 | 95,080,000 | 92,295,000 |
| Allowance for loan losses | 5,936,000 | 3,981,000 | 5,967,000 | 5,546,000 |
| Securities available for sale | 39,935,000 | 32,893,000 | 33,993,000 | 35,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,126,000 | 161,305,000 | 163,195,000 | 164,433,000 |
| Interest-bearing deposits | 128,687,000 | 125,702,000 | 121,072,000 | 120,763,000 |
| Noninterest-bearing deposits | 36,439,000 | 35,603,000 | 42,123,000 | 43,671,000 |
| Equity capital | 20,518,000 | 22,522,000 | 22,443,000 | 22,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,535,000 | 2,838,000 | 4,307,000 | 5,558,000 |
| Interest expense | 388,000 | 755,000 | 1,088,000 | 1,400,000 |
| Net interest income | 1,147,000 | 2,083,000 | 3,219,000 | 4,158,000 |
| Noninterest income | 203,000 | 453,000 | 684,000 | 1,382,000 |
| Noninterest expense | 1,428,000 | 3,014,000 | 4,484,000 | 6,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -78,000 | 85,000 | -13,000 | 80,000 |
| Income tax | 5,000 | 8,000 | 8,000 | 8,000 |
| Net income | -83,000 | 77,000 | -21,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,277,000 | 22,508,000 | 22,410,000 | 22,504,000 |
| Total capital | 21,437,000 | 23,716,000 | 23,613,000 | 23,693,000 |
| Risk-weighted assets | 87,955,000 | 93,785,000 | 91,387,000 | 90,673,000 |