Call reports 2011
UNITI BANK — 2011
What UNITI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 211,739,000 | 192,878,000 | 180,726,000 | 180,242,000 |
| Total loans | 106,049,000 | 92,380,000 | 87,176,000 | 95,015,000 |
| Allowance for loan losses | 8,595,000 | 6,856,000 | 6,843,000 | 6,355,000 |
| Securities available for sale | 37,871,000 | 49,569,000 | 40,097,000 | 39,124,000 |
| Securities held to maturity | 11,013,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,201,000 | 170,524,000 | 159,058,000 | 158,588,000 |
| Interest-bearing deposits | 158,973,000 | 138,621,000 | 128,261,000 | 125,356,000 |
| Noninterest-bearing deposits | 32,227,000 | 31,903,000 | 30,798,000 | 33,232,000 |
| Equity capital | 18,209,000 | 20,406,000 | 20,720,000 | 20,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 3,690,000 | 5,219,000 | 6,726,000 |
| Interest expense | 545,000 | 1,061,000 | 1,520,000 | 1,943,000 |
| Net interest income | 1,462,000 | 2,629,000 | 3,699,000 | 4,783,000 |
| Noninterest income | 455,000 | 1,220,000 | 1,495,000 | 1,730,000 |
| Noninterest expense | 1,593,000 | 3,140,000 | 4,628,000 | 6,182,000 |
| Provision for loan losses | -9,000 | -9,000 | -9,000 | -9,000 |
| Pretax income | 333,000 | 722,000 | 581,000 | 348,000 |
| Income tax | 0 | -57,000 | -57,000 | -56,000 |
| Net income | 333,000 | 779,000 | 638,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,598,000 | 20,648,000 | 20,511,000 | 20,360,000 |
| Total capital | 19,996,000 | 21,932,000 | 21,674,000 | 21,570,000 |
| Risk-weighted assets | 104,475,000 | 97,079,000 | 87,269,000 | 91,592,000 |