Call reports 2009
UNITI BANK — 2009
What UNITI BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 230,288,000 | 213,521,000 | 214,693,000 | 227,696,000 |
| Total loans | 176,319,000 | 164,841,000 | 153,735,000 | 144,969,000 |
| Allowance for loan losses | 5,293,000 | 6,633,000 | 7,117,000 | 8,416,000 |
| Securities available for sale | 0 | 19,019,000 | 21,478,000 | 26,798,000 |
| Securities held to maturity | 9,472,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,931,000 | 164,495,000 | 166,019,000 | 180,060,000 |
| Interest-bearing deposits | 152,373,000 | 128,596,000 | 133,521,000 | 147,393,000 |
| Noninterest-bearing deposits | 27,558,000 | 35,898,000 | 32,498,000 | 32,667,000 |
| Equity capital | 27,024,000 | 25,295,000 | 23,804,000 | 25,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,377,000 | 7,916,000 | 10,381,000 |
| Interest expense | 1,433,000 | 2,812,000 | 3,948,000 | 4,676,000 |
| Net interest income | 1,253,000 | 2,565,000 | 3,968,000 | 5,705,000 |
| Noninterest income | 280,000 | 870,000 | 937,000 | 1,316,000 |
| Noninterest expense | 1,847,000 | 3,860,000 | 6,858,000 | 8,373,000 |
| Provision for loan losses | 2,561,000 | 5,646,000 | 6,859,000 | 10,127,000 |
| Pretax income | -2,875,000 | -6,071,000 | -8,809,000 | -11,471,000 |
| Income tax | -1,206,000 | -2,550,000 | -3,701,000 | -4,818,000 |
| Net income | -1,669,000 | -3,521,000 | -5,108,000 | -6,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,958,000 | 25,111,000 | 19,874,000 | 22,366,000 |
| Total capital | 29,307,000 | 27,314,000 | 22,048,000 | 24,438,000 |
| Risk-weighted assets | 184,888,000 | 171,719,000 | 168,906,000 | 159,311,000 |