Call reports 2007
UNITI BANK — 2007
What UNITI BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 250,569,000 | 252,144,000 | 242,905,000 | 232,654,000 |
| Total loans | 177,952,000 | 174,505,000 | 195,018,000 | 211,736,000 |
| Allowance for loan losses | 2,400,000 | 2,510,000 | 2,270,000 | 2,295,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,271,000 | 13,684,000 | 9,109,000 | 6,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,619,000 | 200,804,000 | 191,266,000 | 179,482,000 |
| Interest-bearing deposits | 152,176,000 | 152,835,000 | 142,594,000 | 134,158,000 |
| Noninterest-bearing deposits | 47,443,000 | 47,969,000 | 48,672,000 | 45,324,000 |
| Equity capital | 26,680,000 | 27,241,000 | 27,632,000 | 27,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,764,000 | 9,672,000 | 14,389,000 | 18,965,000 |
| Interest expense | 2,103,000 | 4,206,000 | 6,277,000 | 8,262,000 |
| Net interest income | 2,661,000 | 5,466,000 | 8,112,000 | 10,703,000 |
| Noninterest income | 531,000 | 858,000 | 1,210,000 | 2,123,000 |
| Noninterest expense | 1,923,000 | 3,909,000 | 6,095,000 | 8,287,000 |
| Provision for loan losses | 300,000 | 481,000 | 618,000 | 1,853,000 |
| Pretax income | 969,000 | 1,934,000 | 2,609,000 | 2,686,000 |
| Income tax | 408,000 | 813,000 | 1,096,000 | 1,070,000 |
| Net income | 561,000 | 1,121,000 | 1,513,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,597,000 | 27,166,000 | 27,563,000 | 27,668,000 |
| Total capital | 28,958,000 | 29,491,000 | 29,833,000 | 30,092,000 |
| Risk-weighted assets | 188,847,000 | 185,808,000 | 197,791,000 | 209,863,000 |