Call reports 2006
UNITI BANK — 2006
What UNITI BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 220,683,000 | 227,599,000 | 229,745,000 | 240,512,000 |
| Total loans | 165,806,000 | 174,424,000 | 179,350,000 | 179,820,000 |
| Allowance for loan losses | 2,031,000 | 2,220,000 | 2,517,000 | 2,208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,603,000 | 22,523,000 | 20,433,000 | 18,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,788,000 | 202,628,000 | 181,743,000 | 189,566,000 |
| Interest-bearing deposits | 158,260,000 | 162,360,000 | 140,156,000 | 149,260,000 |
| Noninterest-bearing deposits | 40,528,000 | 40,268,000 | 41,587,000 | 40,306,000 |
| Equity capital | 18,534,000 | 19,010,000 | 25,462,000 | 26,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,863,000 | 8,315,000 | 12,931,000 | 17,563,000 |
| Interest expense | 1,755,000 | 3,763,000 | 5,806,000 | 7,779,000 |
| Net interest income | 2,108,000 | 4,552,000 | 7,125,000 | 9,784,000 |
| Noninterest income | 992,000 | 1,914,000 | 2,678,000 | 3,387,000 |
| Noninterest expense | 1,806,000 | 3,778,000 | 5,713,000 | 7,855,000 |
| Provision for loan losses | 250,000 | 650,000 | 950,000 | 1,150,000 |
| Pretax income | 1,044,000 | 2,038,000 | 3,140,000 | 4,166,000 |
| Income tax | 439,000 | 857,000 | 1,320,000 | 1,688,000 |
| Net income | 605,000 | 1,181,000 | 1,820,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,449,000 | 18,921,000 | 25,374,000 | 26,034,000 |
| Total capital | 20,480,000 | 21,141,000 | 27,668,000 | 28,242,000 |
| Risk-weighted assets | 170,444,000 | 179,909,000 | 183,279,000 | 188,503,000 |