Call reports 2002
UNITI BANK — 2002
What UNITI BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,398,000 | 28,825,000 | 39,930,000 | 44,183,000 |
| Total loans | 3,236,000 | 17,492,000 | 27,023,000 | 30,427,000 |
| Allowance for loan losses | 31,000 | 150,000 | 250,000 | 290,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,741,000 | 23,473,000 | 34,599,000 | 37,398,000 |
| Interest-bearing deposits | 11,624,000 | 18,588,000 | 25,309,000 | 28,873,000 |
| Noninterest-bearing deposits | 3,117,000 | 4,885,000 | 9,290,000 | 8,525,000 |
| Equity capital | 5,577,000 | 5,207,000 | 5,042,000 | 6,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 79,000 | 327,000 | 769,000 | 1,301,000 |
| Interest expense | 29,000 | 119,000 | 276,000 | 461,000 |
| Net interest income | 50,000 | 208,000 | 493,000 | 840,000 |
| Noninterest income | 5,000 | 31,000 | 175,000 | 356,000 |
| Noninterest expense | 435,000 | 870,000 | 1,364,000 | 1,883,000 |
| Provision for loan losses | 31,000 | 150,000 | 250,000 | 290,000 |
| Pretax income | -411,000 | -781,000 | -946,000 | -977,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -412,000 | -782,000 | -947,000 | -978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,577,000 | 5,207,000 | 5,042,000 | 6,200,000 |
| Total capital | 5,608,000 | 5,357,000 | 5,292,000 | 6,490,000 |
| Risk-weighted assets | 6,205,000 | 18,365,000 | 28,502,000 | 32,540,000 |