Call reports 2006
SECURITY STATE BANK OF HAMILTON — 2006
What SECURITY STATE BANK OF HAMILTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 47,706,000 | 46,324,000 | 46,293,000 |
| Total loans | 37,272,000 | 36,969,000 | 35,965,000 |
| Allowance for loan losses | 297,000 | 295,000 | 309,000 |
| Securities available for sale | 6,512,000 | 6,053,000 | 6,752,000 |
| Securities held to maturity | 867,000 | 805,000 | 751,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 38,553,000 | 36,607,000 | 35,895,000 |
| Interest-bearing deposits | 34,165,000 | 32,195,000 | 32,004,000 |
| Noninterest-bearing deposits | 4,388,000 | 4,412,000 | 3,891,000 |
| Equity capital | 3,930,000 | 4,029,000 | 4,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 719,000 | 1,458,000 | 2,217,000 |
| Interest expense | 271,000 | 575,000 | 890,000 |
| Net interest income | 448,000 | 883,000 | 1,327,000 |
| Noninterest income | 76,000 | 161,000 | 244,000 |
| Noninterest expense | 301,000 | 603,000 | 913,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 |
| Pretax income | 208,000 | 411,000 | 613,000 |
| Income tax | 73,000 | 144,000 | 215,000 |
| Net income | 135,000 | 267,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 3,888,000 | 3,954,000 | 4,235,000 |
| Total capital | 4,185,000 | 4,249,000 | 4,544,000 |
| Risk-weighted assets | 33,164,000 | 32,201,000 | 31,123,000 |