Call reports 2005
SECURITY STATE BANK OF HAMILTON — 2005
What SECURITY STATE BANK OF HAMILTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 47,154,000 | 48,723,000 | 48,394,000 | 48,005,000 |
| Total loans | 37,361,000 | 36,989,000 | 36,215,000 | 37,561,000 |
| Allowance for loan losses | 344,000 | 303,000 | 297,000 | 282,000 |
| Securities available for sale | 5,305,000 | 5,867,000 | 6,403,000 | 6,825,000 |
| Securities held to maturity | 1,167,000 | 1,077,000 | 998,000 | 924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,530,000 | 38,605,000 | 38,396,000 | 36,919,000 |
| Interest-bearing deposits | 33,735,000 | 34,467,000 | 34,089,000 | 32,068,000 |
| Noninterest-bearing deposits | 3,795,000 | 4,138,000 | 4,307,000 | 4,851,000 |
| Equity capital | 3,439,000 | 3,586,000 | 3,673,000 | 3,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,349,000 | 2,076,000 | 2,817,000 |
| Interest expense | 198,000 | 416,000 | 653,000 | 897,000 |
| Net interest income | 459,000 | 933,000 | 1,423,000 | 1,920,000 |
| Noninterest income | 69,000 | 147,000 | 147,000 | 247,000 |
| Noninterest expense | 388,000 | 697,000 | 1,020,000 | 1,337,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 42,000 |
| Pretax income | 131,000 | 365,000 | 523,000 | 788,000 |
| Income tax | 42,000 | 125,000 | 178,000 | 272,000 |
| Net income | 89,000 | 240,000 | 345,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,409,000 | 3,560,000 | 3,665,000 | 3,791,000 |
| Total capital | 3,753,000 | 3,863,000 | 3,962,000 | 4,073,000 |
| Risk-weighted assets | 33,269,000 | 33,397,000 | 32,021,000 | 33,364,000 |