Call reports 2002
SECURITY STATE BANK OF HAMILTON — 2002
What SECURITY STATE BANK OF HAMILTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,158,000 | 46,544,000 | 46,521,000 | 47,393,000 |
| Total loans | 31,829,000 | 32,591,000 | 34,403,000 | 34,965,000 |
| Allowance for loan losses | 305,000 | 268,000 | 275,000 | 286,000 |
| Securities available for sale | 9,239,000 | 9,107,000 | 8,420,000 | 7,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,315,000 | 35,822,000 | 35,950,000 | 36,603,000 |
| Interest-bearing deposits | 30,441,000 | 31,940,000 | 31,839,000 | 31,697,000 |
| Noninterest-bearing deposits | 3,874,000 | 3,882,000 | 4,111,000 | 4,906,000 |
| Equity capital | 5,024,000 | 5,277,000 | 5,477,000 | 5,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,490,000 | 2,260,000 | 3,029,000 |
| Interest expense | 271,000 | 540,000 | 811,000 | 1,053,000 |
| Net interest income | 463,000 | 950,000 | 1,449,000 | 1,976,000 |
| Noninterest income | 65,000 | 134,000 | 215,000 | 295,000 |
| Noninterest expense | 311,000 | 621,000 | 955,000 | 1,297,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 202,000 | 433,000 | 664,000 | 864,000 |
| Income tax | 64,000 | 142,000 | 215,000 | 281,000 |
| Net income | 138,000 | 291,000 | 449,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,986,000 | 5,139,000 | 5,297,000 | 5,431,000 |
| Total capital | 5,291,000 | 5,407,000 | 5,572,000 | 5,717,000 |
| Risk-weighted assets | 27,559,000 | 28,696,000 | 29,656,000 | 30,419,000 |