Call reports 2026
EXCHANGE STATE BANK — 2026
What EXCHANGE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 112,274,000 | 112,740,000 |
| Total loans | 61,929,000 | 61,978,000 |
| Allowance for loan losses | 656,000 | 656,000 |
| Securities available for sale | 34,480,000 | 35,592,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 98,395,000 | 98,625,000 |
| Interest-bearing deposits | 84,139,000 | 86,266,000 |
| Noninterest-bearing deposits | 14,256,000 | 12,359,000 |
| Equity capital | 10,323,000 | 10,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,310,000 | 2,682,000 |
| Interest expense | 483,000 | 969,000 |
| Net interest income | 827,000 | 1,713,000 |
| Noninterest income | 131,000 | 291,000 |
| Noninterest expense | 557,000 | 1,121,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 401,000 | 883,000 |
| Income tax | 14,000 | 28,000 |
| Net income | 387,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,689,000 | 13,045,000 |