Call reports 2024
EXCHANGE STATE BANK — 2024
What EXCHANGE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 101,830,000 | 105,897,000 | 109,326,000 | 109,925,000 |
| Total loans | 55,140,000 | 56,707,000 | 57,268,000 | 61,223,000 |
| Allowance for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Securities available for sale | 40,180,000 | 39,623,000 | 38,838,000 | 36,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,772,000 | 88,540,000 | 96,228,000 | 97,311,000 |
| Interest-bearing deposits | 72,795,000 | 76,327,000 | 84,515,000 | 83,612,000 |
| Noninterest-bearing deposits | 11,977,000 | 12,213,000 | 11,713,000 | 13,699,000 |
| Equity capital | 8,268,000 | 8,699,000 | 9,772,000 | 9,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,518,000 | 3,856,000 | 5,239,000 |
| Interest expense | 516,000 | 1,086,000 | 1,720,000 | 2,335,000 |
| Net interest income | 709,000 | 1,432,000 | 2,136,000 | 2,904,000 |
| Noninterest income | 140,000 | 283,000 | 437,000 | 658,000 |
| Noninterest expense | 513,000 | 1,061,000 | 1,593,000 | 2,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 654,000 | 980,000 | 1,181,000 |
| Income tax | 20,000 | 39,000 | 59,000 | 72,000 |
| Net income | 316,000 | 615,000 | 921,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,278,000 | 12,473,000 | 12,686,000 | 12,793,000 |
| Total capital | — | — | 13,286,000 | — |
| Risk-weighted assets | — | — | 88,478,000 | — |