Call reports 2022
EXCHANGE STATE BANK — 2022
What EXCHANGE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 100,355,000 | 100,049,000 | 101,199,000 | 103,863,000 |
| Total loans | 41,682,000 | 41,470,000 | 44,475,000 | 48,082,000 |
| Allowance for loan losses | 691,000 | 657,000 | 657,000 | 657,000 |
| Securities available for sale | 55,017,000 | 50,044,000 | 52,614,000 | 50,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,990,000 | 86,792,000 | 88,793,000 | 88,847,000 |
| Interest-bearing deposits | 69,992,000 | 72,156,000 | 73,981,000 | 71,312,000 |
| Noninterest-bearing deposits | 13,998,000 | 14,637,000 | 14,812,000 | 17,535,000 |
| Equity capital | 9,762,000 | 7,432,000 | 6,849,000 | 7,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,344,000 | 2,176,000 | 3,151,000 |
| Interest expense | 87,000 | 179,000 | 299,000 | 517,000 |
| Net interest income | 574,000 | 1,165,000 | 1,877,000 | 2,634,000 |
| Noninterest income | 152,000 | 285,000 | 430,000 | 559,000 |
| Noninterest expense | 509,000 | 1,049,000 | 1,633,000 | 2,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 401,000 | 585,000 | 757,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 55,000 |
| Net income | 202,000 | 371,000 | 540,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,566,000 | 11,673,000 | 11,798,000 | 11,923,000 |