Call reports 2021
EXCHANGE STATE BANK — 2021
What EXCHANGE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 103,539,000 | 107,180,000 | 106,911,000 | 108,575,000 |
| Total loans | 40,378,000 | 40,991,000 | 39,344,000 | 43,496,000 |
| Allowance for loan losses | 787,000 | 787,000 | 787,000 | 692,000 |
| Securities available for sale | 55,997,000 | 58,048,000 | 59,568,000 | 60,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,290,000 | 87,149,000 | 86,688,000 | 84,149,000 |
| Interest-bearing deposits | 70,879,000 | 73,366,000 | 73,197,000 | 69,990,000 |
| Noninterest-bearing deposits | 13,411,000 | 13,783,000 | 13,491,000 | 14,159,000 |
| Equity capital | 12,432,000 | 13,163,000 | 13,311,000 | 12,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,352,000 | 2,024,000 | 2,678,000 |
| Interest expense | 118,000 | 231,000 | 342,000 | 454,000 |
| Net interest income | 553,000 | 1,121,000 | 1,682,000 | 2,224,000 |
| Noninterest income | 381,000 | 636,000 | 830,000 | 992,000 |
| Noninterest expense | 521,000 | 1,058,000 | 1,650,000 | 2,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 809,000 | 1,095,000 | 1,255,000 | 1,110,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 69,000 |
| Net income | 803,000 | 1,083,000 | 1,237,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,979,000 | 12,135,000 | 12,215,000 | 11,964,000 |