Call reports 2018
EXCHANGE STATE BANK — 2018
What EXCHANGE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,683,000 | 83,496,000 | 83,450,000 | 87,305,000 |
| Total loans | 38,685,000 | 39,191,000 | 39,854,000 | 42,716,000 |
| Allowance for loan losses | 731,000 | 731,000 | 731,000 | 731,000 |
| Securities available for sale | 44,039,000 | 37,645,000 | 40,208,000 | 39,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,906,000 | 72,588,000 | 72,605,000 | 73,251,000 |
| Interest-bearing deposits | 61,352,000 | 64,237,000 | 64,460,000 | 64,283,000 |
| Noninterest-bearing deposits | 7,554,000 | 8,351,000 | 8,145,000 | 8,968,000 |
| Equity capital | 10,652,000 | 9,830,000 | 9,796,000 | 10,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,476,000 | 2,226,000 | 3,011,000 |
| Interest expense | 122,000 | 247,000 | 379,000 | 534,000 |
| Net interest income | 620,000 | 1,229,000 | 1,847,000 | 2,477,000 |
| Noninterest income | 81,000 | 200,000 | 319,000 | 421,000 |
| Noninterest expense | 523,000 | 1,071,000 | 1,581,000 | 2,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 322,000 | 696,000 | 857,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 177,000 | 319,000 | 691,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,372,000 | 9,544,000 | 9,842,000 | 9,871,000 |
| Total capital | 10,995,000 | 10,155,000 | 10,460,000 | 10,511,000 |
| Risk-weighted assets | 49,733,000 | 48,757,000 | 49,355,000 | 51,147,000 |