Call reports 2017
EXCHANGE STATE BANK — 2017
What EXCHANGE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,296,000 | 95,644,000 | 99,477,000 | 94,262,000 |
| Total loans | 37,262,000 | 36,348,000 | 36,062,000 | 42,457,000 |
| Allowance for loan losses | 899,000 | 899,000 | 746,000 | 735,000 |
| Securities available for sale | 49,294,000 | 49,721,000 | 53,011,000 | 47,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,785,000 | 77,330,000 | 79,006,000 | 75,342,000 |
| Interest-bearing deposits | 63,694,000 | 62,198,000 | 64,942,000 | 64,771,000 |
| Noninterest-bearing deposits | 12,091,000 | 15,132,000 | 14,064,000 | 10,571,000 |
| Equity capital | 10,434,000 | 11,337,000 | 11,389,000 | 11,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,446,000 | 2,209,000 | 2,964,000 |
| Interest expense | 98,000 | 200,000 | 310,000 | 427,000 |
| Net interest income | 614,000 | 1,246,000 | 1,899,000 | 2,537,000 |
| Noninterest income | 93,000 | 197,000 | 304,000 | 408,000 |
| Noninterest expense | 477,000 | 973,000 | 1,472,000 | 2,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 470,000 | 731,000 | 925,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 225,000 | 460,000 | 716,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,846,000 | 10,002,000 | 10,175,000 | 10,273,000 |
| Total capital | 10,409,000 | 10,604,000 | 10,800,000 | 10,948,000 |
| Risk-weighted assets | 44,739,000 | 47,826,000 | 49,853,000 | 53,914,000 |