Call reports 2013
EXCHANGE STATE BANK — 2013
What EXCHANGE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,805,000 | 82,429,000 | 86,171,000 | 88,849,000 |
| Total loans | 30,879,000 | 31,262,000 | 31,602,000 | 37,540,000 |
| Allowance for loan losses | 626,000 | 633,000 | 729,000 | 674,000 |
| Securities available for sale | 43,361,000 | 46,016,000 | 46,216,000 | 44,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,706,000 | 71,444,000 | 75,505,000 | 78,335,000 |
| Interest-bearing deposits | 60,947,000 | 63,000,000 | 67,138,000 | 69,307,000 |
| Noninterest-bearing deposits | 7,759,000 | 8,444,000 | 8,367,000 | 9,028,000 |
| Equity capital | 8,437,000 | 7,428,000 | 7,274,000 | 7,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,273,000 | 1,984,000 | 2,713,000 |
| Interest expense | 108,000 | 214,000 | 322,000 | 427,000 |
| Net interest income | 523,000 | 1,059,000 | 1,662,000 | 2,286,000 |
| Noninterest income | 94,000 | 193,000 | 283,000 | 342,000 |
| Noninterest expense | 459,000 | 873,000 | 1,310,000 | 1,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 449,000 | 544,000 | 767,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 7,000 |
| Net income | 224,000 | 440,000 | 530,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,398,000 | 7,508,000 | 7,532,000 | 7,762,000 |
| Total capital | 7,942,000 | 8,075,000 | 8,112,000 | 8,404,000 |
| Risk-weighted assets | 43,478,000 | 45,290,000 | 46,284,000 | 51,317,000 |