Call reports 2012
EXCHANGE STATE BANK — 2012
What EXCHANGE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,397,000 | 80,060,000 | 82,932,000 | 83,941,000 |
| Total loans | 30,862,000 | 30,822,000 | 30,954,000 | 34,866,000 |
| Allowance for loan losses | 532,000 | 539,000 | 546,000 | 585,000 |
| Securities available for sale | 40,428,000 | 41,373,000 | 46,866,000 | 44,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,625,000 | 67,551,000 | 70,079,000 | 70,655,000 |
| Interest-bearing deposits | 59,927,000 | 60,254,000 | 63,789,000 | 62,847,000 |
| Noninterest-bearing deposits | 6,698,000 | 7,297,000 | 6,291,000 | 7,808,000 |
| Equity capital | 8,037,000 | 8,359,000 | 8,788,000 | 8,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,385,000 | 2,061,000 | 2,730,000 |
| Interest expense | 149,000 | 288,000 | 420,000 | 537,000 |
| Net interest income | 558,000 | 1,097,000 | 1,641,000 | 2,193,000 |
| Noninterest income | 71,000 | 153,000 | 235,000 | 340,000 |
| Noninterest expense | 401,000 | 817,000 | 1,205,000 | 1,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 228,000 | 433,000 | 774,000 | 908,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 226,000 | 430,000 | 769,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,788,000 | 6,992,000 | 7,269,000 | 7,266,000 |
| Total capital | 7,298,000 | 7,522,000 | 7,811,000 | 7,851,000 |
| Risk-weighted assets | 40,793,000 | 42,403,000 | 43,382,000 | 46,797,000 |