Call reports 2011
EXCHANGE STATE BANK — 2011
What EXCHANGE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,443,000 | 76,942,000 | 80,267,000 | 78,295,000 |
| Total loans | 30,695,000 | 28,722,000 | 28,877,000 | 33,043,000 |
| Allowance for loan losses | 504,000 | 512,000 | 519,000 | 526,000 |
| Securities available for sale | 37,029,000 | 39,107,000 | 44,005,000 | 42,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,714,000 | 65,888,000 | 68,953,000 | 66,994,000 |
| Interest-bearing deposits | 59,368,000 | 58,180,000 | 63,079,000 | 59,872,000 |
| Noninterest-bearing deposits | 6,346,000 | 7,708,000 | 5,874,000 | 7,122,000 |
| Equity capital | 6,295,000 | 6,871,000 | 7,190,000 | 7,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,518,000 | 2,263,000 | 2,995,000 |
| Interest expense | 194,000 | 375,000 | 548,000 | 709,000 |
| Net interest income | 575,000 | 1,143,000 | 1,715,000 | 2,286,000 |
| Noninterest income | 70,000 | 139,000 | 205,000 | 279,000 |
| Noninterest expense | 424,000 | 823,000 | 1,211,000 | 1,679,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 512,000 | 797,000 | 975,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 246,000 | 506,000 | 788,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,805,000 | 5,944,000 | 6,048,000 | 6,269,000 |
| Total capital | 6,309,000 | 6,437,000 | 6,539,000 | 6,795,000 |
| Risk-weighted assets | 41,328,000 | 39,419,000 | 39,273,000 | 42,567,000 |