Call reports 2007
EXCHANGE STATE BANK — 2007
What EXCHANGE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,262,000 | 60,487,000 | 66,020,000 | 66,988,000 |
| Total loans | 32,591,000 | 32,124,000 | 31,052,000 | 31,704,000 |
| Allowance for loan losses | 309,000 | 328,000 | 240,000 | 255,000 |
| Securities available for sale | 21,398,000 | 21,316,000 | 21,707,000 | 27,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,529,000 | 55,086,000 | 61,166,000 | 61,733,000 |
| Interest-bearing deposits | 50,678,000 | 50,161,000 | 56,883,000 | 56,676,000 |
| Noninterest-bearing deposits | 4,851,000 | 4,925,000 | 4,283,000 | 5,057,000 |
| Equity capital | 4,356,000 | 3,997,000 | 4,428,000 | 4,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,869,000 | 2,824,000 | 3,808,000 |
| Interest expense | 493,000 | 990,000 | 1,505,000 | 2,053,000 |
| Net interest income | 437,000 | 879,000 | 1,319,000 | 1,755,000 |
| Noninterest income | 49,000 | 78,000 | 138,000 | 181,000 |
| Noninterest expense | 337,000 | 680,000 | 1,011,000 | 1,354,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 50,000 |
| Pretax income | 134,000 | 246,000 | 410,000 | 531,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 133,000 | 244,000 | 407,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,775,000 | 4,795,000 | 4,869,000 | 4,898,000 |
| Total capital | 5,084,000 | 5,123,000 | 5,109,000 | 5,153,000 |
| Risk-weighted assets | 38,068,000 | 37,972,000 | 39,391,000 | 39,784,000 |
Machine access — free, no API key
Every figure shown here about EXCHANGE STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.