Call reports 2002
EXCHANGE STATE BANK — 2002
What EXCHANGE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,203,000 | 55,817,000 | 58,571,000 | 60,115,000 |
| Total loans | 28,115,000 | 29,192,000 | 30,146,000 | 28,903,000 |
| Allowance for loan losses | 333,000 | 358,000 | 358,000 | 345,000 |
| Securities available for sale | 22,139,000 | 22,881,000 | 23,977,000 | 25,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,891,000 | 50,082,000 | 52,526,000 | 54,261,000 |
| Interest-bearing deposits | 45,479,000 | 46,516,000 | 48,402,000 | 49,234,000 |
| Noninterest-bearing deposits | 3,412,000 | 3,566,000 | 4,124,000 | 5,027,000 |
| Equity capital | 4,087,000 | 4,530,000 | 4,884,000 | 4,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,651,000 | 2,484,000 | 3,292,000 |
| Interest expense | 403,000 | 783,000 | 1,148,000 | 1,498,000 |
| Net interest income | 429,000 | 868,000 | 1,336,000 | 1,794,000 |
| Noninterest income | 29,000 | 65,000 | 99,000 | 134,000 |
| Noninterest expense | 317,000 | 627,000 | 938,000 | 1,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 316,000 | 629,000 | 819,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 149,000 | 312,000 | 623,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,941,000 | 4,004,000 | 4,214,000 | 4,127,000 |
| Total capital | 4,274,000 | 4,362,000 | 4,572,000 | 4,472,000 |
| Risk-weighted assets | 31,461,000 | 32,682,000 | 34,239,000 | 33,964,000 |