Call reports 2019
MIDCOAST COMMUNITY BANK — 2019
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 259,356,000 | 268,188,000 | 265,594,000 | 265,983,000 |
| Total loans | 220,617,000 | 230,934,000 | 228,895,000 | 232,053,000 |
| Allowance for loan losses | 2,217,000 | 2,099,000 | 2,101,000 | 2,037,000 |
| Securities available for sale | 16,214,000 | 15,857,000 | 14,398,000 | 9,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,039,000 | 212,963,000 | 213,971,000 | 215,148,000 |
| Interest-bearing deposits | 192,315,000 | 194,553,000 | 192,622,000 | 196,319,000 |
| Noninterest-bearing deposits | 19,724,000 | 18,410,000 | 21,349,000 | 18,829,000 |
| Equity capital | 26,454,000 | 26,602,000 | 26,995,000 | 27,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,590,000 | 8,541,000 | 11,409,000 |
| Interest expense | 862,000 | 1,877,000 | 2,942,000 | 3,976,000 |
| Net interest income | 1,824,000 | 3,713,000 | 5,599,000 | 7,433,000 |
| Noninterest income | 53,000 | 121,000 | 186,000 | 248,000 |
| Noninterest expense | 1,456,000 | 2,985,000 | 4,527,000 | 6,190,000 |
| Provision for loan losses | 0 | 365,000 | 365,000 | 365,000 |
| Pretax income | 421,000 | 484,000 | 893,000 | 1,186,000 |
| Income tax | 84,000 | 94,000 | 176,000 | 224,000 |
| Net income | 337,000 | 390,000 | 717,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,628,000 | 25,751,000 | 26,160,000 | 26,298,000 |
| Total capital | 27,845,000 | 27,850,000 | 28,261,000 | 28,335,000 |
| Risk-weighted assets | 221,691,000 | 232,263,000 | 229,205,000 | 228,789,000 |