Call reports 2018
MIDCOAST COMMUNITY BANK — 2018
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 231,220,000 | 234,527,000 | 235,202,000 | 241,676,000 |
| Total loans | 199,347,000 | 201,624,000 | 199,614,000 | 208,223,000 |
| Allowance for loan losses | 2,348,000 | 2,180,000 | 2,180,000 | 2,217,000 |
| Securities available for sale | 13,729,000 | 13,277,000 | 15,656,000 | 17,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,480,000 | 195,421,000 | 190,273,000 | 194,422,000 |
| Interest-bearing deposits | 176,084,000 | 177,611,000 | 173,755,000 | 175,621,000 |
| Noninterest-bearing deposits | 16,396,000 | 17,810,000 | 16,518,000 | 18,801,000 |
| Equity capital | 23,502,000 | 23,837,000 | 24,107,000 | 25,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,298,000 | 4,717,000 | 7,151,000 | 9,737,000 |
| Interest expense | 546,000 | 1,152,000 | 1,799,000 | 2,555,000 |
| Net interest income | 1,752,000 | 3,565,000 | 5,352,000 | 7,182,000 |
| Noninterest income | 38,000 | 104,000 | 130,000 | 145,000 |
| Noninterest expense | 1,497,000 | 2,924,000 | 4,370,000 | 5,787,000 |
| Provision for loan losses | -60,000 | -10,000 | -10,000 | -10,000 |
| Pretax income | 353,000 | 755,000 | 1,122,000 | 1,550,000 |
| Income tax | 0 | 0 | 0 | -1,096,000 |
| Net income | 353,000 | 755,000 | 1,122,000 | 2,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,848,000 | 24,250,000 | 24,618,000 | 25,221,000 |
| Total capital | 26,196,000 | 26,430,000 | 26,798,000 | 27,438,000 |
| Risk-weighted assets | 198,534,000 | 200,797,000 | 202,298,000 | 208,423,000 |