Call reports 2017
MIDCOAST COMMUNITY BANK — 2017
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,878,000 | 203,162,000 | 218,585,000 | 229,100,000 |
| Total loans | 172,153,000 | 176,457,000 | 186,726,000 | 197,221,000 |
| Allowance for loan losses | 2,155,000 | 2,203,000 | 2,328,000 | 2,408,000 |
| Securities available for sale | 9,722,000 | 9,528,000 | 11,073,000 | 11,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,992,000 | 161,597,000 | 172,222,000 | 188,461,000 |
| Interest-bearing deposits | 156,598,000 | 147,025,000 | 156,512,000 | 172,744,000 |
| Noninterest-bearing deposits | 16,394,000 | 14,572,000 | 15,710,000 | 15,717,000 |
| Equity capital | 16,351,000 | 19,111,000 | 23,062,000 | 23,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,902,000 | 5,986,000 | 8,210,000 |
| Interest expense | 382,000 | 766,000 | 1,176,000 | 1,689,000 |
| Net interest income | 1,533,000 | 3,136,000 | 4,810,000 | 6,521,000 |
| Noninterest income | 36,000 | 76,000 | 112,000 | 75,000 |
| Noninterest expense | 1,475,000 | 2,962,000 | 4,263,000 | 5,725,000 |
| Provision for loan losses | 70,000 | 100,000 | 225,000 | 305,000 |
| Pretax income | 24,000 | 150,000 | 434,000 | 566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 150,000 | 434,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,453,000 | 19,079,000 | 23,063,000 | 23,495,000 |
| Total capital | 18,576,000 | 21,251,000 | 25,391,000 | 25,903,000 |
| Risk-weighted assets | 169,806,000 | 173,690,000 | 186,709,000 | 196,194,000 |