Call reports 2016
MIDCOAST COMMUNITY BANK — 2016
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 194,535,000 | 194,405,000 | 195,412,000 | 202,449,000 |
| Total loans | 162,259,000 | 164,622,000 | 165,681,000 | 173,042,000 |
| Allowance for loan losses | 2,192,000 | 2,166,000 | 2,153,000 | 2,085,000 |
| Securities available for sale | 17,762,000 | 11,456,000 | 11,060,000 | 9,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,574,000 | 169,655,000 | 172,852,000 | 171,722,000 |
| Interest-bearing deposits | 154,637,000 | 155,360,000 | 160,523,000 | 158,225,000 |
| Noninterest-bearing deposits | 11,937,000 | 14,295,000 | 12,329,000 | 13,497,000 |
| Equity capital | 17,194,000 | 17,464,000 | 17,136,000 | 16,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,735,000 | 5,612,000 | 7,497,000 |
| Interest expense | 381,000 | 778,000 | 1,160,000 | 1,545,000 |
| Net interest income | 1,479,000 | 2,957,000 | 4,452,000 | 5,952,000 |
| Noninterest income | 42,000 | 83,000 | 123,000 | 124,000 |
| Noninterest expense | 1,377,000 | 2,776,000 | 4,745,000 | 6,320,000 |
| Provision for loan losses | -743,000 | -743,000 | -743,000 | -402,000 |
| Pretax income | 901,000 | 1,103,000 | 669,000 | 254,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 901,000 | 1,103,000 | 669,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,086,000 | 17,288,000 | 16,854,000 | 16,429,000 |
| Total capital | 19,116,000 | 19,373,000 | 18,908,000 | 18,514,000 |
| Risk-weighted assets | 162,271,000 | 166,702,000 | 164,230,000 | 170,613,000 |