Call reports 2015
MIDCOAST COMMUNITY BANK — 2015
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 202,830,000 | 195,716,000 | 189,554,000 | 189,538,000 |
| Total loans | 174,391,000 | 157,750,000 | 155,533,000 | 154,979,000 |
| Allowance for loan losses | 4,443,000 | 3,155,000 | 2,573,000 | 2,697,000 |
| Securities available for sale | 0 | 10,118,000 | 20,325,000 | 23,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,246,000 | 168,999,000 | 164,104,000 | 161,728,000 |
| Interest-bearing deposits | 166,190,000 | 157,396,000 | 152,551,000 | 148,537,000 |
| Noninterest-bearing deposits | 12,056,000 | 11,603,000 | 11,553,000 | 13,191,000 |
| Equity capital | 17,758,000 | 16,696,000 | 16,604,000 | 16,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,880,000 | 5,730,000 | 7,588,000 |
| Interest expense | 460,000 | 866,000 | 1,237,000 | 1,603,000 |
| Net interest income | 1,553,000 | 3,014,000 | 4,493,000 | 5,985,000 |
| Noninterest income | 46,000 | 93,000 | 102,000 | 117,000 |
| Noninterest expense | 1,626,000 | 3,160,000 | 4,706,000 | 6,091,000 |
| Provision for loan losses | 105,000 | 1,110,000 | 1,215,000 | 1,715,000 |
| Pretax income | -132,000 | -1,163,000 | -1,326,000 | -1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -1,163,000 | -1,326,000 | -1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,758,000 | 16,727,000 | 16,564,000 | 16,186,000 |
| Total capital | 19,951,000 | 18,713,000 | 18,530,000 | 18,163,000 |
| Risk-weighted assets | 173,149,000 | 157,726,000 | 156,673,000 | 157,467,000 |