Call reports 2012
MIDCOAST COMMUNITY BANK — 2012
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,860,000 | 256,576,000 | 271,010,000 | 276,577,000 |
| Total loans | 207,150,000 | 221,758,000 | 228,068,000 | 235,052,000 |
| Allowance for loan losses | 2,515,000 | 2,414,000 | 2,487,000 | 4,745,000 |
| Securities available for sale | 7,474,000 | 7,496,000 | 7,501,000 | 5,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,861,000 | 228,137,000 | 242,163,000 | 248,722,000 |
| Interest-bearing deposits | 205,524,000 | 213,091,000 | 226,997,000 | 233,298,000 |
| Noninterest-bearing deposits | 12,337,000 | 15,046,000 | 15,166,000 | 15,424,000 |
| Equity capital | 20,808,000 | 21,700,000 | 22,120,000 | 20,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,367,000 | 8,265,000 | 11,164,000 |
| Interest expense | 834,000 | 1,607,000 | 2,428,000 | 3,239,000 |
| Net interest income | 1,817,000 | 3,760,000 | 5,837,000 | 7,925,000 |
| Noninterest income | 17,000 | 66,000 | 119,000 | 128,000 |
| Noninterest expense | 1,425,000 | 2,843,000 | 4,301,000 | 6,112,000 |
| Provision for loan losses | 27,000 | 57,000 | 130,000 | 2,388,000 |
| Pretax income | 382,000 | 926,000 | 1,525,000 | -447,000 |
| Income tax | 135,000 | 319,000 | 518,000 | -159,000 |
| Net income | 247,000 | 607,000 | 1,007,000 | -288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,826,000 | 21,703,000 | 22,119,000 | 20,818,000 |
| Total capital | 23,341,000 | 24,117,000 | 24,606,000 | 23,736,000 |
| Risk-weighted assets | 201,589,000 | 220,796,000 | 225,500,000 | 231,614,000 |