Call reports 2011
MIDCOAST COMMUNITY BANK — 2011
What MIDCOAST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 190,605,000 | 202,805,000 | 204,447,000 | 234,794,000 |
| Total loans | 166,784,000 | 173,360,000 | 181,530,000 | 202,843,000 |
| Allowance for loan losses | 2,093,000 | 2,006,000 | 2,099,000 | 2,488,000 |
| Securities available for sale | 7,770,000 | 7,521,000 | 7,521,000 | 7,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,518,000 | 182,430,000 | 178,763,000 | 214,083,000 |
| Interest-bearing deposits | 164,206,000 | 173,663,000 | 169,444,000 | 200,876,000 |
| Noninterest-bearing deposits | 6,312,000 | 8,767,000 | 9,319,000 | 13,207,000 |
| Equity capital | 19,956,000 | 20,280,000 | 20,556,000 | 20,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,605,000 | 7,020,000 | 9,565,000 |
| Interest expense | 759,000 | 1,505,000 | 2,260,000 | 3,080,000 |
| Net interest income | 1,515,000 | 3,100,000 | 4,760,000 | 6,485,000 |
| Noninterest income | 8,000 | 18,000 | 31,000 | -21,000 |
| Noninterest expense | 1,097,000 | 2,142,000 | 3,235,000 | 4,501,000 |
| Provision for loan losses | 40,000 | 117,000 | 295,000 | 684,000 |
| Pretax income | 386,000 | 859,000 | 1,261,000 | 1,279,000 |
| Income tax | 131,000 | 298,000 | 441,000 | 453,000 |
| Net income | 255,000 | 561,000 | 820,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,943,000 | 20,265,000 | 20,541,000 | 20,563,000 |
| Total capital | 21,945,000 | 22,271,000 | 22,640,000 | 23,029,000 |
| Risk-weighted assets | 160,085,000 | 165,878,000 | 172,964,000 | 197,235,000 |