Call reports 2025
THAYER COUNTY BANK — 2025
What THAYER COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 84,251,000 | 84,651,000 | 83,878,000 | 89,543,000 |
| Total loans | 50,738,000 | 49,737,000 | 51,039,000 | 51,794,000 |
| Allowance for loan losses | 758,000 | 714,000 | 723,000 | 617,000 |
| Securities available for sale | 22,070,000 | 25,317,000 | 24,585,000 | 27,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,363,000 | 65,343,000 | 64,234,000 | 67,741,000 |
| Interest-bearing deposits | 52,550,000 | 52,460,000 | 50,058,000 | 51,979,000 |
| Noninterest-bearing deposits | 12,813,000 | 12,883,000 | 14,176,000 | 15,762,000 |
| Equity capital | 7,965,000 | 8,245,000 | 8,827,000 | 9,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,166,000 | 3,289,000 | 4,422,000 |
| Interest expense | 406,000 | 820,000 | 1,224,000 | 1,617,000 |
| Net interest income | 642,000 | 1,346,000 | 2,065,000 | 2,805,000 |
| Noninterest income | 48,000 | 90,000 | 139,000 | 177,000 |
| Noninterest expense | 462,000 | 912,000 | 1,392,000 | 1,988,000 |
| Provision for loan losses | 26,000 | 51,000 | 77,000 | 102,000 |
| Pretax income | 202,000 | 473,000 | 735,000 | 892,000 |
| Income tax | 41,000 | 72,000 | 104,000 | 109,000 |
| Net income | 161,000 | 401,000 | 631,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,679,000 | 10,919,000 | 11,149,000 | 11,288,000 |