Call reports 2023
THAYER COUNTY BANK — 2023
What THAYER COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 74,709,000 | 75,862,000 | 76,665,000 | 82,154,000 |
| Total loans | 48,204,000 | 50,051,000 | 49,509,000 | 51,237,000 |
| Allowance for loan losses | 935,000 | 907,000 | 882,000 | 843,000 |
| Securities available for sale | 20,398,000 | 19,937,000 | 20,050,000 | 20,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,909,000 | 58,067,000 | 58,339,000 | 62,361,000 |
| Interest-bearing deposits | 42,393,000 | 43,791,000 | 45,551,000 | 48,453,000 |
| Noninterest-bearing deposits | 15,516,000 | 14,276,000 | 12,788,000 | 13,908,000 |
| Equity capital | 6,837,000 | 6,885,000 | 6,216,000 | 7,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,717,000 | 2,672,000 | 3,644,000 |
| Interest expense | 191,000 | 479,000 | 848,000 | 1,251,000 |
| Net interest income | 627,000 | 1,238,000 | 1,824,000 | 2,393,000 |
| Noninterest income | 86,000 | 134,000 | 280,000 | 354,000 |
| Noninterest expense | 516,000 | 975,000 | 1,463,000 | 1,976,000 |
| Provision for loan losses | -3,000 | 8,000 | 18,000 | 29,000 |
| Pretax income | 190,000 | 379,000 | 592,000 | 711,000 |
| Income tax | 28,000 | 23,000 | 63,000 | 63,000 |
| Net income | 162,000 | 356,000 | 529,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,511,000 | 9,705,000 | 9,879,000 | 9,867,000 |