Call reports 2022
THAYER COUNTY BANK — 2022
What THAYER COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 79,065,000 | 76,132,000 | 74,626,000 | 77,734,000 |
| Total loans | 49,855,000 | 46,410,000 | 47,853,000 | 48,928,000 |
| Allowance for loan losses | 854,000 | 871,000 | 909,000 | 929,000 |
| Securities available for sale | 21,665,000 | 20,050,000 | 20,245,000 | 20,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,657,000 | 61,659,000 | 60,375,000 | 62,700,000 |
| Interest-bearing deposits | 48,633,000 | 46,591,000 | 45,017,000 | 45,717,000 |
| Noninterest-bearing deposits | 15,024,000 | 15,068,000 | 15,358,000 | 16,983,000 |
| Equity capital | 7,379,000 | 6,567,000 | 6,033,000 | 6,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,525,000 | 2,275,000 | 3,068,000 |
| Interest expense | 92,000 | 191,000 | 297,000 | 420,000 |
| Net interest income | 688,000 | 1,334,000 | 1,978,000 | 2,648,000 |
| Noninterest income | 53,000 | 97,000 | 138,000 | 187,000 |
| Noninterest expense | 406,000 | 849,000 | 1,314,000 | 1,827,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 243,000 | 465,000 | 674,000 | 870,000 |
| Income tax | 57,000 | 93,000 | 129,000 | 123,000 |
| Net income | 186,000 | 372,000 | 545,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,928,000 | 9,113,000 | 9,287,000 | 9,349,000 |